Samia agusa maisha ya Watanzania kupitia Bima yaAfya
RAIS Samia Suluhu Hassan amefanya uamuzi makini wakubadili ahadi aliyotoa wakati wa kampeni zake kuwania uraiskwa kipindi cha pili na kuifanya kuwa hatua ya kitaifainayopimika ndani ya mioyo ya Watanzania.
Wakati wa kampeni za Uchaguzi wa Oktoba 29, 2025, Rais Samia aliahidi kutekeleza mambo 11 ndani ya siku 100 tanguaingie katika kipindi cha pili cha uongozi.
Mambo hayo ni pamoja na hilo la kufanikisha huduma za Bima ya Afya kwa Wote ili Watanzania wasiendelee kutaabishwa naafya zao.
HIyo ni hatua inayoonesha si tu kujali, bali na kuthamini maishaya Watanzania wakiwamo masikini ambao baadhi yaowanashindwa kuendesha familia zao kutokana na kugharamiamatibabu.
Ahadi yake ya kutekeleza Bima ya Afya kwa Wote (UHI) kamamsingi wa afya za Watanzania katika taifa lenye usawa nausalama, inaashiria mabadiliko madhubuti katika ajenda ya nchiya hifadhi ya jamii.
Katikati ya utekelezaji huu makini na wenye tija kwa taifa nauliopangwa imesimama Mamlaka ya Udhibiti wa Bima Tanzania (TIRA), ambayo ilitafsiri mwelekeo wa sera katikamaendeleo madhubuti ya udhibiti na uendeshaji.
Rais Samia alipozindua kampeni yake Agosti 28, 2025 aliahidikuwa ndani ya siku 100 za kwanza madarakani, serikali yakeitaweka msingi wa upatikanaji wa huduma bora za afya kwawote bila kuwaweka wananchi katika hali ngumu ya kifedha.
Chini ya uongozi imara wa Kamishna wa Bima nchini, BaghayoSaqware, TIRA ilichukua jukumu kuu la uratibu na usimamizikatika utekelezaji wa ahadi hiyo.
Ili kufanikisha jukumu hilo, mamlaka ya TIRA yameongezwazaidi ya usimamizi ikihusisha mifumo ya ujenzi inayowezakuhimili ushirikishwaji wa watu wote kwa muda mrefu.
Katika kipindi cha siku 100, TIRA imetekeleza mfululizo wahatua za kiutawala, kiufundi na kitaasisi kutekeleza mpango huonchi nzima.
Uamuzi muhimu wa kimkakati ulikuwa ujumuishaji rasmi waBima ya Afya kwa Wote katika Mpango Mkakati wa Sita waTIRA wa 2026/27–2030/31.
Mkurugenzi wa Huduma za Bima ya Afya wa TIRA, Samwel Mwiru anasema kuiweka UHI katika ya ramani ya kitaasisi yamiaka mitano ya Mamlaka inahakikisha utekelezaji endelevu wamipango ya awamu kwa awamu.
Anasema utekelezaji huo unahakikisha Bima ya Afya kwa Wotehaichukuliwi kama mpango wa kujitegemea, bali kama nguzo yakudumu ya usanifu wa udhibiti na ulinzi wa kijamii waTanzania.
Uhamasishaji wa umma na elimu ya uraia unatengeneza nguzonyingine kuu ya utekelezaji. TIRA inasisitiza kuwa huduma kwawote inaweza kufanikiwa pale tu wananchi wanaelewa haki nawajibu wao chini ya mfumo unaoeleweka.
Mwiru anasema kupitia Kitengo cha Huduma za Bima ya Afya, TIRA inashirikiana kwa karibu na Wizara ya Afya, Ofisi yaWaziri Mkuu – Tawala za Mikoa na Serikali za Mitaa(TAMISEMI), Mfuko wa Taifa wa Bima ya Afya (NHIF), Wakuu wa Mikoa na wadau wengine wakuu kufanya kampeni za uhamasishaji nchi nzima katika mikoa yote 26.
“Kampeni hizi zililenga kufafanua Kifurushi cha ManufaaMuhimu, kuelezea taratibu za uandikishaji na ulinzi wa kifedhaunaotolewa na UHI hasa jukumu lake katika kukinga familia kutokana na matumizi mabaya ya afya ambayo yanawezakusukuma kaya katika umaskini,” anasema Mwiru
Msukumo wa elimu unajumuisha mikutano ya jamii, mabarazaya wadau, mijadala ya vyombo vya habari na uhamasishaji wakitaasisi kuhakikisha ushirikishwaji.
Uangalizi maalum unatolewa kwa jamii za vijijini nawafanyakazi wa sekta isiyo rasmi ambao kihistoriawanakabiliwa na vizuizi vya kujiunga na bima.
Katika kutekeleza majukumu yake ya kisheria chini ya Sheria yaBima ya Afya kwa Wote, TIRA pia ilichukua jukumu muhimu la kusajili mifumo ya bima ya afya ili kulinda maslahi ya walaji nakudumisha uadilifu wa soko.
Uwazi wa udhibiti ulikuwa muhimu ili kuzuia kugawanyika nakuhakikisha viwango sawa kwa watoa huduma.
Ndani ya siku 100 za kwanza, mamlaka ilisajili rasmi mifumomiwili ambayo ni mpango wa umma unaoendeshwa na Mfukowa Taifa wa Bima ya Afya (NHIF) na mpango wa binafsi waBima ya Afya ya Jubilee.
Wakati huo huo, watoa huduma wengine wakiwemo StrategisInsurance, GA Insurance Tanzania, MO Assurance na Britam Insurance Tanzania walipewa muda wa mpito wa kufuata hadiDesemba 2026.
Mbinu hii ilisawazisha ukali wa udhibiti na uthabiti wa soko, ikiruhusu watoa huduma muda wa kutosha kuoanisha shughulizao na mahitaji mapya ya kisheria huku wakihakikisha hudumaisiyokatizwa kwa wanachama waliopo.
Mamlaka inasisitiza kuwa punde tu kipindi cha mpitokitakapomalizika, utiifu kamili na usajili rasmi utakuwa walazima kwa hali zote zinazofanya kazi ndani ya mfumo wa UHI.
Zaidi ya usajili wa skimu, TIRA pia ilianza usajili mkubwa wavituo vya afya vilivyoidhinishwa kuhudumia walengwawaliowekewa bima.
Sheria inataka zahanati, vituo vya afya, hospitali, maabara namaduka ya dawa visajiliwe na kufuatiliwa ili kushiriki katikamfumo huo.
Hatua hiyo inatoa hakikisho la ubora, huongeza uangalizi nahulinda watumiaji dhidi ya huduma duni.
Hadi kufikia Desemba 31, 2025, TIRA ilikuwa imesajili vituovya afya 10,032—ikiwa ni asilimia 72.8 ya vituo 13,776 vilivyorekodiwa na Wizara ya Afya nchi nzima.
Mamlaka inayataja mafanikio hayo kuwa ni hatua muhimukatika kujenga mtandao wa utoaji huduma unaowajibika.
Hatua nyingine muhimu iliyofikiwa ndani ya kipindi cha siku 100 ni mapitio na uthibitisho wa Kifurushi cha ManufaaMuhimu kilichowasilishwa na Wizara ya Afya.
Kwa mujibu wa Kanuni ya 31(4) ya Kanuni za Bima ya Afya kwa Wote za mwaka 2024, TIRA ilithibitisha kifurushi muhimukinachojumuisha huduma 372.
Miongoni mwa huduma hizo ni pamoja na huduma za mashauriano na usajili, dawa na vifaa tiba, vipimo vya maabara, huduma za radiolojia na taratibu za upasuaji.
Chini ya mpango wa umma unaosimamiwa na NHIF, kifurushihicho kinauzwa kwa Sh 150,000 kwa kila kaya kila mwaka.
TIRA ilionesha kuwa muundo wa kifurushi unaonesha juhudi za makusudi za kusawazisha uwezo wa kumudu gharama na upanawa chanjo.
Kwa kusawazisha kifurushi cha mafao, mamlaka hiyo ililengakuzuia tofauti katika ubora wa huduma huku ikihakikishauendelevu wa kifedha.
Meneja Uhusiano na Mawasiliano wa TIRA, Hadija Maulid anaelezea kutungwa na kutekelezwa mapema kwaSheria ya Bima ya Afya kwa Wote kama mageuzi kwa sekta yaafya ya Tanzania.
Anasema ndani ya siku 100, miundo msingi ya udhibitiilianzishwa, skimu na vifaa vilisajiliwa, kampeni za kuelimishaumma zilizinduliwa nchini kote na mifumo ya ufuatiliaji wautendaji iliwekwa ndani ya mifumo ya kitaasisi.
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Foreword
As we stand at the cusp of a new era in the agricultural sector, it is imperative that we have a clear roadmap to guide us towards sustainable and inclusive growth in this vital sector. The Agricultural Master Plan outlined in this document is the culmination of extensive research, consultation, and collaboration with stakeholders from across the industry.
The Agricultural Master Plan is a key pillar that will provide a clear path towards Tanzania becoming a higher middle-income country by 2050. This ambition will be fueled by expansion of land under irrigation, improved inputs use, mechanization of farm activities, improved access to extensionservic es, and reduction of post-harvest losses. Furthermore, it will improve access to local and international market, enhance research and development, promote adoption of innovation and technology and implementation of policy and regulatory reforms to facilitate trade and value addition, as well as increase youth and women employment in agriculture.
Through this Agricultural Master Plan, we aim to harness the potential of our agricultural sector to drive economic growth, create employment opportunities, and improve the livelihoods of millions of farmers. It is a blueprint for transforming the food systems to be more sustainable, resilient, equitable and have the capability to meet the needs of a growing population while protecting our natural resources.
This Agricultural Master Plan emerges as a beacon, guiding us toward a sustainable and prosperous future where tradition and innovation converge. This visionary blueprint, driven by a collective commitment to excellence and inclusivity, places the private sector, youth and women at the forefront of agricultural innovation and development, building upon the rich heritage of our nation’s existing agriculture plans.
Crops, livestock, and fisheries are beacons that represent our heritage, diversity, and ingenuity. As we navigate the complexities of the 21st century, from climate change and resource scarcity to evolving consumer demands and technological advancements, the leadership and expertise of the private sector serve as catalysts for change and progress.
The Agricultural Master Plan 2050 is a testament to the power of collaboration, partnership, and shared vision. At its heart are ambitious flagship initiatives that leverage the strengths of the various stakeholders and build on the foundations of our existing agriculture plans. From promoting sustainable agricultural practices and enhancing value chains to fostering innovation hubs and digital agriculture platforms, these flagships embody our commitment to unlocking the full potential of agriculture. This, in turn, will drive economic growth, enhance food security, and promote environmental stewardship.
As we embark on this transformative journey, we would like to express our gratitude to all experts, policymakers, farmers, development partners and stakeholders who have contributed their expertise and insights to the development of this ambitious Master Plan. We are confident that with their continued support and commitment, we will realize the full potential of the sector and build a prosperous future towards a more resilient, inclusive, and sustainable agricultural sector
1. Executive summary
This document sets out a guiding roadmap for food systems transformation in Tanzania. It
builds on learnings from previous sectoral plans and the Agricultural Sector Development Programme II Mid-Term Review (ASDPII MTR). It lays out a 2050 vision for the food system and a shorter-term plan until 2030. At the time of publication (March 2024), its technical elements have been completed, including a detailed implementation plan. Future steps include confirmation of governance arrangements, budget financing, and setting out in detail shortterm local implementation plans working together with local government authorities (LGAs) and others.
Tanzania is aiming to reach upper middle-income status by 2050, in line with its Vision 2050. Achieving this ambitious vision requires a fourfold increase in gross national income (GNI) per capita by 2050, or in other words, an average of 8% annual growth across the entire economy for 25 years. Such growth rates are ambitious but not unprecedented. Other countries have achieved whole-economy transformations in the past. This prosperity depends, however, on significant improvements in food systems and in the productive agricultural sector in particular – that is to say, crops, livestock and fisheries. For not only is the agricultural sector one of the largest contributors to GDP (28%) and largest employer (65%) in Tanzania (in 2022), it is also a critical enabler for the rest of the economy. Agricultural transformation, impacting entire food systems, is a critical driver of inclusive economic growth. It leads to overall increases in GDP, reduces poverty, safeguards sustainable and resilient food systems, and frees up workforce from the agricultural sector.
An ambitious 2050 vision for the food system has been developed via an iterative and consultative approach rooted in the diagnostic and lessons learned from previous transformations. Challenges and opportunities were identified using this detailed diagnostic as well as reviewing prior and current strategies applied in Tanzania (e.g., MTR of ASDP II), cases of international agricultural transformations, and key trends impacting the sector (notably climate change and nutrition). These challenges and opportunities were used as input to develop the vision, along with national priorities, input from stakeholders across the public, private and social sector, and a robust macro-economic model. The resulting agriculture vision for 2050 outlined in this document is one that is both ambitious and achievable and which can lead to a holistic transformation of the food systems, establishing agriculture as a key pillar of Tanzania’s overall development. This AMP vision, which also touches on the food system, can
serve as a key input to a broader Vision 2050 for Tanzania
These challenges and opportunities were used as input to develop the vision, along with national priorities, input from stakeholders across the public, private and social sector, and a robust macro-economic model. The resulting agriculture vision for 2050 outlined in this document is one that is both ambitious and achievable and which can lead to a holistic transformation of the food systems, establishing agriculture as a key pillar of Tanzania’s overall development. This AMP vision, which also touches on the food system, can serve as a key input to a broader Vision 2050 for Tanzania:
By 2050, Tanzania’s agricultural sector will be a driving force of economic prosperity with agricultural GDP quintupling to $100 billion (~280 trillion TZS), as a result of
decades of unprecedented growth. At the heart of this vision is a commitment to at least triple productivity of key commodities in a resilient and sustainable way ensuring that every Tanzanian enjoys security of nutritious high-quality food, making hunger a thing of the past. This leap forward will fuel rural development as increased productivity and access to markets will double smallholder income and eradicate extreme poverty. Simultaneously, a surge in agribusiness will increase large-scale production and increase food processing fivefold, creating millions of well-paid jobs, all the while placing women and young people at the heart of this transformation. This growth in production and processing will steer the country towards becoming a breadbasket of the region and a powerhouse in the global export market, making overUS$20 (~55 trillion TZS) billion in agriculture Exports.
It is clear from the outcomes above mentioned, that the agricultural sector will be a driving force to reach upper-middle income status by 2050. These outcomes, and the
critical role of the sector on the broader economy has been modelled using a robust dynamic economywide model called Rural Investment and Policy Analysis (RIAPA). The model tracks how various interventions will impact the agrifood system and how these changes affect household and individual level outcomes, such as incomes, poverty, and undernourishment. The model also enables to show the impact of implementing the AMP compared to a “businessas-usual
To complement this 2050 vision, a mid-term ambition has been set for 2030 to achieve the first stage of the agriculture transformation:
• Reach 10% annual growth rates in the agricultural sector by 2030
• Enhance productivity of key commodities by >50% in a sustainable and resilient way
• Increase smallholder income by >25% (to approximately 4 million TZS)
• Promote the development of medium and large-scale commercial entities across the
value chain and increase agri-processing to US$3 billion (~8 trillion TZS)
• Reach US$6 billion (~16 trillion TZS) in net exports
To achieve these ambitions, 15 flagships have been designed and 20 commodities prioritised. These flagships are ambitious development projects. Each can be catalytic in achieving the priority areas of the Agriculture Master Plan, and each addresses critical bottlenecks across the value chain. Together, they can enable the growth of priority commodities while ensuring equal access to these opportunities for men, women, and youth. Each of these commodities has been selected for having high impact, supporting a marketcentric approach and being consistent with a shift to higher-value commodities (including for export). Prioritisation was based on share of agricultural GDP, growth potential, contribution to nutritious diets and food security, resilience/adaptation potential, and relevance to smallholders. An overview of the priority commodities and the flagships designed around them is set out below.
Implementing the flagships has an estimated cost for Government of US$5.5 billion (~15 trillion TZS) between 2024-2030 and will increase GDP by US$20 billion (~55 trillion TZS) of which US$13 billion (~35 trillion TZS) comprises agricultural GDP and US$7 billion (~20 trillion TZS) is spread across the wider economy. Successfully implementing the Agriculture Master Plan (AMP) will lead to widespread benefits across society that go beyond GDP growth. Average smallholder income will increase by >25% and lead to 7 million fewer people living in poverty (using the World Bank’s international poverty line). Increased incomesand h igher food production will reduce the share of the population who are undernourished from 25% to 15%. Finally, workforce composition will start to change as the share of people working in agriculture drops from 65% to 60%. The overall impact of the AMP’s implementation is shown on the next page, highlighting the differences from maintaining a business-as-usual